Rakesh Kumar
Risk Management Specialist || Mahindra Finance || Ex Kotak || Ex HDFC || Ex ICICI ||Ex SFL
- Role
- Divisional Head Fcu at Mahindra Finance
- Location
- Patna, BR, IN
- LinkedIn followers
- 500 followers
About Rakesh Kumar
Seasoned Operator with a demonstrated history of working in the banking and Finance…
Experience
Divisional Head Fcu
Apr 2024 — Present · Patna, IN
Established and led the Risk Control Unit (RCU), building the department from the ground up, defining operational processes, and recruiting the core team- Developed and implemented state-wide risk management policies, laying the foundation for risk prevention and compliance for Retail Asset Finance (Auto, Tractor, Three-wheeler, Commercial Vehicle, POCL, LAP loans)- Oversaw the full cycle of risk identification, investigation, and mitigation strategies, ensuring robust controls for lending portfolios- Designed and rolled out training modules, upskilling staff across 65 branches, and instilling a culture of risk awareness- Orchestrated vendor, yard, and branch audits; introduced rigorous process reviews and due diligence measures- Drove post-disbursement fraud investigations and standardized best practices for high-risk cases across Bihar- 🤝 Partnered with agencies and stakeholders for timely case resolution and risk minimization.
Education
L.N. Mishra College of Business Management, Muzaffarpur
Master of Business Administration - MBA, HR & FINANCE
2010 — 2012
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