Rakesh Sasane
Area Credit Manager | Experienced Underwriter – Home Loan & LAP | Credit Policy | Legal & Technical Evaluation Expert
- Role
- Area Credit Manager at L&T Finance
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Rakesh Sasane
With over 5 years of experience in credit underwriting, I specialize in Home Loans and…
Experience
Area Credit Manager
Aug 2025 — Present · Mumbai, IN
Credit Conduct detailed financial and risk assessment of retail Home Loan and LAP proposals.* Analyze income documents, banking, credit bureau reports (CIBIL/Equifax), and property-related documents.* Ensure compliance with internal credit policies, RBI guidelines, and regulatory norms.* Recommend or approve loan files within delegated authority and escalate high-value cases as per hierarchy.**Team Lead, mentor, and manage a team of Credit Officers/Managers across multiple branches.* Monitor productivity, TAT, and quality of underwriting across the team.* Provide regular feedback, training, and support to team members to enhance performance and compliance.**Stakeholder Liaise with sales, operations, legal, technical, and risk teams to ensure end-to-end processing.* Maintain a balanced approach between risk management and business growth.* Ensure smooth coordination for customer escalations, audit, and compliance queries.**Reporting & Prepare and publish daily/weekly/monthly reports related to approval rates, rejection trends, risk flags, and portfolio quality.* Support audit teams during internal and external reviews.
Education
University of Mumbai
Bachelor's of management studies
2017 — 2020
Welingkar Institute of Management
Postgraduate Degree
2020 — 2022
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