Rakesh Das

About Rakesh Das

A well-rounded retail banking professional with overall 26 years’ across Mortgages (8 Years), MSME lending (5 Years), Wholesale Lending (6 Years) & Unsecured Loans (Micro-lending)(5 Year) across North, East, West and South Markets. In senior leadership positions since last 26 years. Having strong life-science background equipped to build the frameworks, which are essential to manage business growth, know and mitigate risk of the business. Currently Working as Chief Credit Officer - for Tyger Capital Pvt Ltd based at Mumbai. Entrusted with setting up and growing the secured lending book and responsible for credit underwriting; improving product competitiveness, managing portfolio quality; deliver on approvals, opex, collection goals and to build a positive P&L for the secured business.Have previously worked as CCO at Fincare Small Finance Bank, Director Risk Management Secured and Unsecured Loans with IFMR Capital (Microfinance, LAP, SME, Affordable Housing, Vehicle Finance); Sr. Vice President- Incubation secured and unsecured business with IntelleCash, VP Institutional Finance with BASIX and across various roles with IDE-India. Full-time MBA from Xavier’s Institute of Social Sciences, Ranchi (1998 Batch) in specialized in Finance and Project Management. Worked and lived in Mumbai, Bangalore, Kolkata, Hyderabad, Chennai, Ranchi and Patna.

Experience

1. Chief Credit Officer

   Tyger Capital

   Apr 2024 — Present · Mumbai, IN

Education

• Ranchi University

  Bachelor of Arts, History

  1993 — 1996

• Xavier Institute of Social Service

  PGDRD, Rural Management

  1996 — 1998

• Indian Institute of Management Ahmedabad

  MDP, Financial Services & Marketing

Skills

• Business Development
• Microfinance
• Rural Development
• Risk Management of Small Business Loans and Affordable Housing Loans
• Social Marketing
• Strategy
• Relationship Management
• Operational Consuting
• Market Research
• Risk Modelling Related to Microfinance Institutions
• Management
• Analysis
• Governance
• Strategic Planning
• Business Strategy
• Credit Risk
• Sustainability
• Credit
• Financial Product Structuring
• Management Consulting
• Livelihood
• Sustainable Development
• Social Entrepreneurship
• International Development
• Risk Analytics
• Banking
• Risk Management
• Team Management
• Livelihoods
• Mis
• Operational Risk Management
• Portfolio Management
• Loans
• Financial Analysis
• Finance
• Business Planning
• Financial Risk