Rajiv Naik
Strategic Technology Executive | Architectural Governance & Modernization - Global Financial Ecosystems | Specialized in High-Scale Merger Integration & Institutional Resilience
- Role
- Director at Charles Schwab
- Location
- Austin, TX, US
- LinkedIn followers
- 500 followers
About Rajiv Naik
Strategic Technology Executive | Architect of Global Financial EcosystemsI am a systemic architect dedicated to the integrity, resilience, and evolution of global financial platforms. Currently, at Charles Schwab, as a transformation catalyst, I lead the architectural evolution of the Sponsor Experience (B2B) ecosystem as part of the multi-year modernization of Schwab’s Retirement Plan Services (RPS) business.Prior, at Charles Schwab, I governed the architectural vision for critical lines of business—including Money Movement, Enterprise Search, and Retirement—overseeing a span of control that supports upwards of 50 applications and 70+ engineers.My leadership is defined by \"Sovereign Architecture\": the ability to harmonize complex engineering roadmaps with high-stakes business fiduciary goals. I specialize in transforming legacy monoliths into scalable, microservice-driven architectures that maintain 99.99% operational uptime during massive-scale events, such as the $26B Schwab-TDA integration.High-Stakes Institutional Resilience: Designing systems that handle 3x volume surges with zero scaling issues. Unified Platform Governance: Leading engineering councils to set global standards for UX and technical integrity. Fiduciary Technology Strategy: Bridging the gap between Product, Engineering, and Executive VPs to ensure engineering North Stars align with multi-year business growth. Global Mobility: Expert in building and mentoring high-performance teams across US and offshore corridors to drive business needs.I am a recipient of the Gary Cadenhead Award for Outstanding Leadership from the McCombs School of Business, reflecting my commitment to positive organizational impact and peer-recognized excellence.Top 5 Clifton Strengths:Strategic | Learner | Arranger | Responsibility | Relator
Experience
Director
Jul 2025 — Present
Schwab Workplace ServicesModernization Catalyst: Directing the decomposition of monolithic B2B service layers into modular, event-driven microservices, significantly reducing time-to-market for sponsor-facing and other Retirement Business functions.Engineering Scale & Performance: Scaling a dedicated Performance Engineering & Reliability function within RPS to institutionalize systemic resilience.
Education
Texas McCombs School of Business
Master of Science - MS, Technology Commercialization
Goa University
Bachelor of Engineering (BE), Electronics and Telecommunications
Harvard Business School Online
Credential Of Readiness (Core), Business Analytics | Economics | Financial Accounting
Skills
- Microsoft Azure
- Asp.net Mvc
- Software Development
- Software Development Life Cycle (Sdlc)
- Jquery
- Backbone.js
- Sql
- Office 365
- Angularjs
- Pl/Sql
- Web Services
- Agile Methodologies
- Requirements Analysis
- Cloud Computing
- Javascript
- .net Framework
- C#
- .net
- Mvc
- Xml
- Html
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