Rajesh Krishnamoorthy
Head – Retail Credit, Risk & Collections | Digital Lending Expert | Portfolio Management | Credit Risk Modelling | Collections Strategy | Regulatory Compliance | Driving Fintech Innovation at IDFC FIRST Bank
- Role
- Head - Retail Credit, Risk & Collections at IDFC FIRST Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Rajesh Krishnamoorthy
Risk, Credit & Collections Management specialist with over 29 years of experience in the banking and financial services space, across consumer & commercial lending.Consumer Credit experience : Highly skilled in credit risk policy formulation & implementation, portfolio management of secured and unsecured consumer assets across urban and rural markets, portfolio analytics, scorecard development, collections management and strategy, new product development, inventory financing, credit underwriting and operations, internal controls and compliance, risk and decision systemsCorporate Credit experience : Involved in corporate risk assessment, asset risk assessment, deal structuring, corporate account management, monitoring mechanisim build and corporate recoveriesAbility to build and manage a large team of credit, risk and collections professionals across a diverse geography.
Experience
Head - Retail Credit, Risk & Collections
May 2019 — Present · Mumbai, IN
Education
Govt. Victoria College, Palakkad
Pre Degree, Commerce.
1989 — 1991
Sri Sathya Sai Institute of Higher Learning
MBA, Finance
1991 — 1996
Skills
- Retail Banking
- Finance
- Credit Control
- Strategy
- Vendor Management
- Rural Finance
- Leadership
- Credit Cards
- Credit Risk
- Mis
- Credit
- Risk Management
- Team Management
- Management
- Underwriting
- Operational Risk
- Analysis
- Analytics
- Business Strategy
- Fintech
- Accounts Receivable
- Management Information Systems (Mis)
- Credit Analysis
- Operational Risk Management
- Digital Lending
- Portfolio Management
- Loans
- Financial Analysis
- Cross Selling
- Risk Analytics
- Financial Services
- Mortgage Lending
- Fraud
- Consumer Lending
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