Rajesh Sawant

About Rajesh Sawant

Sr. Credit Analyst efficient in analyzing financial statements and conducting in depth Underwriting for SME, Large Corporates, Banks and FI which includes varied products WC, Term Loan, Trade Finance, factoring, and off balance sheet financing.Experience includes working with one of leading Bank, NBFC and debt Advisory firm.Worked on Ticket size of USD 30MN and above and tracked early warning signs and provided recommendation to avoid default.

Experience

1. Credit Manager

   Jsw One Platforms Ltd

   Jul 2025 — Present · Mumbai, IN

   Conduct detailed credit assessments for B2B clients applying for working capital loans (CC, OD, Channel Finance, Bills Discounting)2. Financial Analysis: Review and analyze financial statements, cash flows, and other relevant documentation to assess the creditworthiness of businesses.3.Portfolio Management: Manage and mitigate risk associated with a working capital loan portfolio (50 Lac+), ensuring that all decisions align with company risk appetite and regulatory requirements.4.Develop and recommend strategies to reduce credit risk, while ensuring compliance with internal policies and guidelines.

Education

• University of Mumbai

  Bachelor of Commerce - BCom, Accounting and Finance

• I.E.S

  Secondary School Certificate

• Sinhgad Institute Of Management

  Master of Business Administration - MBA, Finance

  2012 — 2014

Skills

• Microsoft Office
• Ms-Office
• Microsoft Excel
• Powerpoint
• Portfolio Management
• Ratio Analysis
• Finance
• Financial Analysis
• Investments
• Capital Markets
• Fundamental Analysis
• Eye on Every Minute Financial Details
• Online Research
• Mutual Funds