Rajesh Rathinasabapathi

About Rajesh Rathinasabapathi

Accomplished senior technology leader with 25 years driving Credit Risk, Compliance, and AI/ML-enabled transformation for top global financial institutions. Expert in building enterprise-scale platforms that modernize risk management, meet stringent regulatory mandates, and harness AI/ML for predictive insights. Proven ability to lead $10M+ portfolios, deliver measurable cost savings, and accelerate innovation—reducing manual work by tens of thousands of hours while enhancing compliance accuracy and speed. Known for aligning technology strategy with boardroom objectives and creating scalable, future-proof solutions that deliver operational excellence and regulatory trust.CORE LEADERSHIP COMPETENCIES & IMPACT• Credit Risk Technology Transformation – Delivered Basel CCAR, RWA, and stress testing platforms that improved accuracy and reduced manual reporting, saving millions annually.• AI/ML Strategy & Governance – Automated regulatory obligation identification and creditworthiness analysis, saving huge amount of analyst hours annually and accelerating compliance cycles.• Big Data Architecture & Analytics – Built GCP and Hadoop architectures reducing data processing time from days to hours, enabling faster credit decisioning and portfolio monitoring.• Regulatory Compliance & Risk Metrics – Developed compliance analytics platforms reducing reporting inconsistencies and increasing regulator confidence through real-time transparency.• Cloud Migration & Data Engineering Leadership – Migrated legacy risk platforms to cloud, cutting infrastructure costs and enabling on-demand analytics.• Global Program Management – $10M+ Portfolios – Delivered multi-million-dollar global initiatives under budget and ahead of schedule with measurable operational efficiencies.• Vendor, Partner & Regulator Engagement – Negotiated contracts reducing acquisition costs while ensuring compliance with global regulatory requirements.• Change Leadership & Enterprise Innovation – Introduced low-code/no-code compliance solutions cutting delivery timelines and enabling rapid deployment of new analytics capabilities.

Experience

1. Executive

   Wells Fargo

   May 2023 — Present

   Lead enterprise risk data platform strategy, embedding AI/ML to enhance predictive risk insights and reduce manual monitoringArchitect and oversee GCP big data migration, improving processing efficiency and lowering infrastructure costs.Designed metadata management and data lineage capabilities that cut audit preparation time while boosting regulator trust.Drove adoption of low-code/no-code analytics tools, accelerating compliance reporting delivery with minimal additional cost.

Education

• Western Michigan University

  Master of Science, Computational Science

• Bharathiar University

  B.S, Computer Science

  1994 — 1998

• Western Michigan University

  M.S, Computer Science

  1998 — 2000

• Bharathiar University

  Bachelor of Science, Computational Science

Skills

• Software Project Management
• Sql
• Banking
• Oracle
• Requirements Analysis
• Sdlc
• Solution Architecture