Rajesh Kumar S

Risk & Underwriting @ECL | Ex - Khatabook, bluCognition | Sona School Of Management

Role
Senior Credit Risk Underwriter at Efficient Capital Labs
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Rajesh Kumar S

More than 4 years of experience in Credit Risk Underwriting.* Domain Knowledge: Credit Operations, Credit Underwriting, Credit Analysis, Risk Research, Risk Management, Corporate Lending, Commercial Underwriting.* Excellent working knowledge of different processes of credit & risk operations - Lending & Retail Banking, Financial Institution.* Experience on processes of analyzing deposits - taking and credit giving (Retail & Corporate Banking).* Proficient on identifying potential risks occurred in business industry, commercial manual underwriting, writing credit memos & proposals.* Proficient in making decisions based on all credit risk assessment, credit investigations, to approve, on-hold or decline the case.* Capability of solving team\'s internal queries & creating performance reports on daily basis.* Hands-on experience in Reporting Tools like Power BI, Tableau.* Client Appreciation & Recognition of achieving more productivity, continuous process improvement!Never Stopped Learning and Still Grinding!

Experience

  1. Senior Credit Risk Underwriter

    Efficient Capital Labs

    Feb 2025 — Present · Bengaluru, IN

Education

  • Sona School of Business & Management

    Master of Business Administration - MBA, Finance and Marketing

  • DHIRAJLAL GANDHI COLLEGE OF TECHNOLOGY, SALEM

    Bachelor's degree, Electrical and Electronics Engineering

    2014 — 2018

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