Rajesh Kumar

Regional credit Manager

Role
Regional Credit Manager - Agri Business and Renewable Energy at AU SMALL FINANCE BANK
Location
Jodhpur, RJ, IN
LinkedIn followers
500 followers

About Rajesh Kumar

Working as a Regional Credit Manager in Credit and Policy Group in Agri Department which…

Experience

  1. Regional Credit Manager - Agri Business and Renewable Energy

    AU SMALL FINANCE BANK

    Jun 2017 — Present · Jodhpur, IN

    1)Underwriting of Agri & SME Business proposal by assessment memo with proper analysis and maintenance of appraisal quality by analysis of customer balance sheet, P&L, cash flow, bank statements, and other financial statements. 2)Handling Renewal energy credit of entire Rajasthan including Solar Kusum cases, Biomass power plant and Biomass CNG plant.3)Work along with business team to ensure proper formulation, fitment, structurin pricing, and execution of Agri & SME lending cases based on specific client requirements 4)End to end complete customer assessment by visiting his business place, residence, and security proposed by customer5)Ensuring and monitoring that no violation of RBI norms lending to Agri & SME Sector6)Monitoring, periodical reviews/renewals of existing limits, unit visits, discuss with clients for suggesting corrective measures7)Analysis of data related to trends in business, receivables, portfolio quality, and overdue accounts.8)Coordinate with other team and various departments (Business team, Product team, Legal team, operation Team etc.)9)Possess excellent communication, analytical, problem solving, co-ordination & interpersonal skills along with ability to understand client\'s needs and sales need.10)A prolific team leader with thorough exposure in building and grooming teams into cohesive units of Performers.

Education

  • Army school

    Bachelor of Engineering (B.E.) and MBA in Banking and finance

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Rajesh Kumar — Regional Credit Manager - Agri Business and Renewable Energy at AU SMALL FINANCE BANK in Jodhpur, RJ, IN | Unifers