Rajendra Varma

Credit Manager @HDFC Bank

Kalyan Dombivli, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Mar 2025 — Present

Credit Manager @HDFC Bank

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Mumbai, IN

Initial screening of proposals/ Credit risk appraisal, checking rating calculation, checkingappraisal note in consonance with the credit. Analysing financials, credit reports and loan applications for MSME across variousindustries to determine creditworthiness for working capital. Evaluating liquidity, operational efficiency, and financial health using profitability ratios,leverage ratios, turnover ratios and liquidity ratios. Risk (Credit, Investment, operational, others) identification & Mitigation. Interaction with the client, if needed to appraise the risk in coordination with respectiveRM/SM. Preparing credit report summarizing finding, risk factors, and recommended credit limits. In-depth knowledge of financial & credit risk analysis.

EDUCATION

2020 — 2022

Model College Of Commerce

Master of Commerce

N/A

The Institute of Chartered Accountants of India

Chartered Accountant

2017 — 2020

Model college

Bachelor of Accounting and Finance

ABOUT RAJENDRA VARMA

I have Completed My Artcleship From ASPG & Co. Which is located at Dombivli, Mumbai in…

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Rajendra Varma — Credit Manager at HDFC Bank in Kalyan Dombivli, MH, IN | Unifers