Rajat Kumar

Product Manager || Payments || Credit Cards || Debit Cards || Co-brand Programs || Commercial Payment Solutions || Business Loans || Consumer Loans || Insurance || Credit Line on UPI || Cross-Sell Programs || Banker ||

Role: Senior Vice President-payment Products at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Rajat Kumar

Experienced Banking and Financial product & services.Worked across domain of Product & Portfolio Management, Customer Service & Operation and Sales & Relationship Management.Specialized exposure into dealing with premium and HNI customer segment.Well conversed with Process Management, Audit & Compliance, Business Development, Team handling, Branch Management and Other crucial aspects of BFS Industry.Experienced in managing following products:>> Credit Card (Consumer Credit Card, Commercial Credit Card, Co-brand cards)>> Debit Card (Co-brand cards)>> Un-secured business loan >> Un-secured personal loan>> Consumer Durable Loan (Over the counter asset link payment products)>> Two-wheeler loan>> Insurance>> Premium Current AccountsSpecialties:* Product & Portfolio Management.* Customer service and Client Relationship Management.* Operation Management for Financial Service Industry.* People Management and Cross Vertical Relationship Management.* Sales & Distribution Management

Experience

Senior Vice President-payment Products
HDFC Bank
Oct 2024 — Present · Mumbai, IN
Commercial Credit Card products Credit Line on UPIDigital Initiatives for Debit Card Products Cross sell & Third party products

Education

Babasaheb Bhimrao Ambedkar Bihar University
B.Sc. (Hons.), Zoology/Animal Biology
2000 — 2004
Jawahar High School
Matriculation, Science,Economics,Maths
1995 — 1998
H.P.S College, Madhepur
Intermediate, Science
1998 — 2000
Xavier Institute of Management(XIM Bhubaneswar)
PGDM, RM
2006 — 2008

Skills

Management Information Systems (Mis)
Customer Relations
Relationship Management
Outsourcing
People Management
Retail Banking
Market Research
Process Management
Insurance
Business Development
Finance
Commercial Banking
Product Development
Analytics
Business Strategy
Mergers & Acquisitions
Vendor Management
Mis
Sales Management
Operations Management
Management
Team Building
Product Management
Business Analysis
Portfolio Management
Loans
Credit Cards
Program Management
Market Analysis
Customer Relationship Management (Crm)
Customer Service
Cross Selling
Financial Services
Crm
Underwriting
Business Relationship Management
Banking
Risk Management
Team Management
Sales

Contact information

Verified work emails, personal emails, and direct dials — unlocked in one click.

Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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About Rajat Kumar

Experience

Senior Vice President-payment Products

Education

Babasaheb Bhimrao Ambedkar Bihar University

Jawahar High School

H.P.S College, Madhepur

Xavier Institute of Management(XIM Bhubaneswar)

Skills

Find verified contacts for anyone on LinkedIn