Raj Tanwar
Branch Credit Manager @APAC Financial Services Private Limited
Signup · Get unlimited contacts
WORK HISTORY
Branch Credit Manager @APAC Financial Services Private Limited
Salumbar, IN
Processing of almost 40-50 files of HL and LAP cases every month, having ticket size up to Rs. 25 Lakh Team Handling.Conduct thorough credit evaluation and risk assessment for HL and LAP proposals, ensuring adherence to internal policies and regulatory guidelines.Analyze income documents, bank statements, ITRs, property papers, and CIBIL reports to determine applicant creditworthiness.Coordinate with sales, legal, technical, and operations teams for smooth end-to-end processing of loan applications.Approve and recommend credit decisions within delegated authority and escalated high-ticket proposals for senior review.Ensure timely disbursal of approved cases while maintaining minimal delinquency and high portfolio quality.Monitoring post-disbursement compliance, including insurance, EMI payments, and account performance.Work closely with underwriting teams to reduce TAT and improve customer satisfaction in the HL/LAP segment.Play a key role in identifying process improvement areas to optimize risk management and reduce NPAs.
EDUCATION
GOVT. SR. SEC. SCHOOL,BARROD
12th, Commerce
University of Rajasthan, Jaipur
BECHELOR OF BUSINESS ADMINISTRATION, Business Administration and Management, General
ABOUT RAJ TANWAR
Credit Manager with a demonstrated history of working in the banking and Housing Finance…
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.