Rahul Maurya

About Rahul Maurya

Fintech AML and financial crime professional with 5+ years of experience in transaction monitoring, fraud detection, and AML/KYC compliance across digital wallets, BNPL, and cross-border payments. Skilled in alert review, UAR/SAR filing, CDD/EDD, and risk-based investigations, with experience in 1LoD and 2LoD oversight. Strong analytical, problem-solving, and collaboration skills, with a track record of mentoring junior analysts and improving processes in fast-paced, high-volume environments. Passionate about leveraging data-driven insights to enhance compliance, mitigate risk, and support scalable fintech operations.

Experience

1. Fincrime Analyst

   Revolut

   Dec 2023 — Present · IN

   Conducted advanced investigations on escalated alerts involving high-risk users, complex digital transaction flows, and non-traditional payment behaviors.2. Provided independent oversight and effective challenge to Level-1 investigations as part of the Second Line of Defence, ensuring consistent and defensible risk decisions.3. Performed deep-dive analysis of transaction velocity, fund movement patterns, and user networks across fintech platforms and payment products.4. Assessed cases against internal risk thresholds and regulatory expectations to determine the need for Suspicious Activity Reports (SARs).5. Prepared, reviewed, and filed high-quality SARs with clear, well-structured narratives detailing suspicious behavior, transaction flow, and risk indicators.6. Ensured SARs were submitted accurately and within regulatory timelines while maintaining strict confidentiality and non-tipping-off requirements.7. Conducted enhanced due diligence for high-risk customers, including source of funds analysis, behavioral risk assessment, and ongoing monitoring.8. Reviewed Level-1 alert closures for quality, accuracy, and completeness, providing targeted feedback to strengthen investigation standards.9. Identified fintech-specific financial crime typologies such as mule networks, rapid layering, account misuse, and wallet abuse, and escalated trends to senior stakeholders.10. Partnered with Compliance, Risk, Product, and Engineering teams to address SAR-driven control gaps and improve monitoring logic and escalation frameworks.11. Supported regulatory inquiries, audits, and examinations by providing SAR documentation, investigation rationale, and supporting transactional evidence.12. Contributed to continuous improvement of the AML framework by analysing SAR trends and recommending enhancements to rules, thresholds, and governance processes.

Education

• Swami Vivekananda Subharti University, Meerut

  Master of Business Administration - MBA, Finance

  2020 — 2022

• Jwala Devi Saraswati Vidya Mandir Inter College, Civil Lines, Allahabad

  Intermediate, Business/Commerce, General

  2013 — 2015

• University of Allahabad

  Bachelor of Commerce - BCom, Business/Commerce, General

  2015 — 2018

• Sindhu Vidya Mandir Inter College, Allahabad

  High School, Common

  2012 — 2013