Rahul Kumar Vishwakarma

About Rahul Kumar Vishwakarma

As an KYC Analyst at HDFC Bank, I bring 2 years of dedicated experience in PEP screening, negative media analysis, transaction monitoring, and conducting rolling reviews to ensure regulatory compliance and minimize financial crime risks. This role has helped me build a strong foundation in risk assessment, due diligence, and compliance best practices. I am passionate about staying ahead of evolving regulatory requirements and continuously enhancing my knowledge. With a sharp analytical mindset and a solid grasp of financial regulations, I effectively detect and prevent potential fraud. I excel in high-pressure environments that require strong critical thinking and sound decision-making to safeguard organizations from compliance risks. My long-term goal is to step into leadership roles within the AML/KYC space, contributing more meaningfully to financial crime compliance. I actively seek opportunities to collaborate with industry professionals, exchange ideas, and support the global mission of combating money laundering and ensuring financial integrity.

Experience

1. Assistant Manager

   HDFC Bank

   Nov 2024 — Present · Pune, IN

   As an Assistant Manager and KYC Officer in the banking sector, I played a vital role in driving regulatory compliance and safeguarding the institution against financial crime. My core responsibilities involved ensuring adherence to Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations through meticulous identity verification, risk-based customer onboarding, and comprehensive due diligence procedures.I focused on verifying both new and existing customer identities, maintaining accurate and up-to-date records, and ensuring compliance with all legal and regulatory standards. I managed high-risk client reviews, conducted detailed risk assessments, and escalated cases requiring Enhanced Due Diligence (EDD).Collaborating closely with compliance, legal, and risk management teams, I worked to implement robust controls and best practices that supported the bank\'s regulatory commitments.With a strong grasp of global and local regulatory frameworks including FATF, FinCEN, and RBI guidelines, I am dedicated to minimizing risk exposure, preventing financial crime, and upholding the bank’s reputation for operational excellence and integrity.

Education

• Ispat College,Rourkela

  Bachelor of Commerce - BCom

  2018 — 2021

• Muncipal college Rourkela

  Business/Commerce, General

  2016 — 2018

• St. Gregorios High School

  ECONOMICS

  2008 — 2016

• Pune Business School

  PGDM

  2021 — 2023