Rahul Dey

Head - Operations and Administration

Role: Head - Operations and Administration at Utkarsh Small Finance Bank
Location: Varanasi, UP, IN
LinkedIn followers: 500 followers

OperationsView LinkedIn profile

Experience

Head - Operations and Administration
Utkarsh Small Finance Bank
Sep 2024 — Present · Varanasi, IN

Education

Kendriya Vidyalaya
10th
1992 — 1994
North East Regional Institute of Science and Technology (NERIST)
B.Sc., Applied Science
1997 — 2001
Xavier Institute of Management(XIM Bhubaneswar)
PGDRM, Rural Management
2001 — 2003
North East Regional Institute of Science and Technology (NERIST)
Certificate Course on Applied Science, Applied Science
1995 — 1997

Skills

Business Planning
Cross Selling
Credit
Banking
Risk Management
Team Management
Relationship Management
Business Relationship Management
Trade Finance
Finance
Branch Banking
Credit Risk
Management
Credit Analysis
Commercial Banking
Portfolio Management
Loans
Business Development
Microfinance
Management Information Systems (Mis)
Financial Risk
Strategic Planning
Retail Banking
Mis

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
+•• ••• ••• ••••

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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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Experience

Head - Operations and Administration

Education

Kendriya Vidyalaya

North East Regional Institute of Science and Technology (NERIST)

Xavier Institute of Management(XIM Bhubaneswar)

North East Regional Institute of Science and Technology (NERIST)

Skills

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