Rahul Sharma
Probationary Officer @State Bank of India
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WORK HISTORY
Probationary Officer @State Bank of India
Punjab, IN
Working in SME loans Processing team for analysis andappraisal of fund-based credit proposals of SME businesseswhich involves:Due Diligence: Grading and Screening the customer profileand documents according to policy and norms of theorganisation, practically understanding the businessfundamentals, range of product and service offerings and thekey cost and revenue drivers. Credit Risk Assessment for Term Loans and WorkingCapital facilities: Analysing the companies’ financialstatements through holding level ratios, Working capitalassessment, fund flow statements and various otherperformance indicatorsCredit review and analysis: Review and renewals of existingfund based facilities of the businesses. Documentation: Recommendation and Approvals of loan filesas per the approval matrix. Post sanction process, maintenance & follow up:Regularvisits to understand the latest position of the businesses, market and competition
EDUCATION
AG DAV Centenary Public School
CBSE Class 12th
Dr Akhilesh Das Gupta Institute of Professional Studies
Bachelor of Technology
Institute of Management Technology, Ghaziabad
Master of Business Administration
ABOUT RAHUL SHARMA
Looking for opportunities in Data Analytics & Finance Domain - Completed Post Graduate Diploma in Management in Finance and IT & Analytics from Institute of Management Technology, Ghaziabad - Former Summer Intern at PepsiCo India Holdings Pvt Ltd -Skilled in Financial Management, Business Valuation, Microsoft Excel, R programming, Python,C++, Market Research and Management- Graduated in Electronics and Communication Engineering from Guru Gobind Singh Indraprastha University, Delhi
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