Rahul Rahate

WORK HISTORY

EDUCATION

ABOUT RAHUL RAHATE

I have 3 yrs experience in Banking and Finance. with B.com,M.com also handled PL HL GL. with Credit and Ops 1. Meet customer\\\'s business premises and residence and conduct a detailed verification 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. Gather all relevant information through discussion. Reporting to Area credit manager and area sales manager AREA OF RESPONSIBILITY: 1. Timely customer meetings 2. 100% compliance to right credit underwriting procedures 3. maintain TAT within product guidelines. focus Delinquency triggers as per product norms. mortgage loan, PL.Process of legal and technical Reports, CAM,CIBIL Check Understand and interpret results of financial analysis, banking analysis and bureau report Analysis of all customer related information in line with credit & risk policy to check eligibility Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement. Evaluation of Proposals put up for recommendation / approval as per credit policy. Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles. Should have ability to do due diligence without sufficient and formal documents / data. Files Checking as per Credit Policy. Risk Analysis related to case & Client. Maintaining quality of credit information, underwriting standards and presentation. PDD and Portfolio Management. Facilitate the development of clearly defined and updated policies & procedures for all credit risk management. Handling Disbursement officers for process. Accuracy of work and timeline adherence.