Rahul Nigam

Senior Manager @HDFC Bank

Kanpur, IN

Roles & Responsibilities*• Approving recommended files under maker-checker concept.• Handling loans of HNI Self-employed individuals / firms/ companies for exposure upto Rs. 3 Cr.• Recommending and getting case approved from central team for exposures above Rs. 3 Cr.• Managing a portfolio of home loan applications for Kanpur, Unnao, Prayagraj, Varanasi, Jhansi and Raebareli.• Developing and implementing strategies to mitigate credit risk and optimize loan approval processes.• Collaborating with underwriting team to ensure compliance with regulatory requirements and internal policies.• Providing guidance, support and training to Credit Managers, CPA and Business team on credit policies, procedures, and best practices.