Rahul Gupta

Insurance Sales & Distribution Leader | 20+ Years | Driving ₹240+ Cr Retail & ₹800+ Cr Group Portfolio | Bancassurance | Digital & Virtual Insurance Sales | P&L Ownership

Role
Hdfc Life Vertical Head, Hdfc Sales Home Loan Vertical at HDFC Life
Location
Mumbai, MH, IN
LinkedIn followers
500 followers

About Rahul Gupta

I am a strategic insurance leader with over 20 years of experience building and scaling multi-channel distribution, bancassurance, and digital insurance sales across India. Throughout my career, I have consistently delivered growth, profitability, and compliance while managing large-scale teams and portfolios worth over Cr.Currently, I head the HDFC Sales Home Loan Vertical for HDFC Life, where I lead a team of 270 employees (including 3 ZHs) and drive both credit life and retail life business. With full P&L ownership, I focus on improving penetration, profitability, and product-market fit through digital integration and differentiated sales propositions.Previously, I led the VRM Channel at HDFC Bank, achieving ₹300 Cr premium annually and maintaining over 65% market share. I have also managed one of India’s largest bancassurance sales forces at Yes Bank (750+ frontline staff), and driven digital distribution initiatives including PAN India CRM solutions for remote sales teams during COVID.Key strengths: • Scaling bancassurance, channel sales, and digital distribution models • Leading large teams and building high-performance culture • Designing strategies to improve persistency, compliance, and profitability • Product benchmarking, cross-selling innovation, and open-architecture modelsRecognition: • Best Zonal Head (Virtual Channel) – HDFC Life (2020–21, 2021–22, 2024–25) • Best Bancassurance Manager – IndusInd Bank (2012–13, 2013–14) • Global recognition through performance trips (London, Singapore, Shanghai, Spain)I am passionate about creating sustainable growth engines in insurance through people, process, and technology.

Experience

  1. Hdfc Life Vertical Head, Hdfc Sales Home Loan Vertical

    HDFC Life

    Apr 2025 — Present · Mumbai, IN

    Leading ₹800 Cr CP and ₹240 Cr Retail business with full P&L accountability. • Managing a team of 270 employees including 3 ZHs; driving penetration in retail and credit life policies. • Spearheading product benchmarking, digital integration, and unique propositions to strengthen channel competitiveness. • Delivering YoY profitability growth through disciplined execution and innovation.

Education

  • Coursera

    Online, Innovation Management

    2020 — 2020

  • BIMTECH

    PGDIRM

    2003 — 2005

  • BIMTECH

    Post Graduate Diploma in Insurance & Risk Management, Life & General Insurance, Risk Management, Micro and Macro Economics

    2003 — 2005

  • Alwar Public School

    Senior secondry, Commerce

    1999 — 2000

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Rahul Gupta — Hdfc Life Vertical Head, Hdfc Sales Home Loan Vertical at HDFC Life in Mumbai, MH, IN | Unifers