Rahul Garg
Senior Vice President, Senior Credit Review Officer, Wholesale Credit Review, Citi | Ex SCB, HSBC , CRISIL and SBI
- Role
- Senior Vice President- Senior Credit Review Officer at Citi
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Rahul Garg
Credit & Risk Professional with over 15 years of experience in Credit Assurance/Review, Credit Audit, Credit Approvals, Credit Appraisal, Credit Ratings, Project Finance, Corporate Finance and Financial Analysis across all the big geographies and all the customer segments (Small, medium, large, and global customers)• Extensive experience across three lines of defense in banking along with credit rating agency • Track record of training, leading, and managing teams • A keen planner, strategist & implementer with a methodical approach towards execution of assignments/project with demonstrated abilities in the field of credit risk.• Excellent interpersonal & communication skills with proven abilities of team management.Initiatives:Loan Review Mechanism Team India: Assisted APAC Credit Review head in setting up Loan Review Mechanism Team India from scratch including capacity planning, hiring, testing, methodology elements.Risk assessment: Assisted Global Product Head of Audit Credit Risk in global annual risk assessment plans and in developing and implement global strategy to develop credit risk expertise in audit via various trainings.Analytical Dashboards/Multi Year Coverage Maps: Conceptualized and created Tableau based dashboard and multi year Coverage Maps for risk assessment and continuous monitoring for Credit Risk and Corporate and Institutional Banking auditsEstablished Offshore Approval team: Act as Project Manager to outsource Global Banking credit approvals for Europe involving multiple stakeholder management, drafting intra group SLAs and smooth operational guidance.Product Development: Conceptualized & executed Issuer Profile which started a new stream of business for CRISIL.
Experience
Senior Vice President- Senior Credit Review Officer
Jan 2025 — Present · Mumbai, IN
Responsibilities include execution of Business monitoring and reviews in accordance with Credit Risk Review manual Monitoring and evaluation of effectiveness of credit risk management in corporate and commercial bank portfolios, proposal of pragmatic solutions to risk and control issues via corrective action plans Independent view on assessment of credit analysis, exposure, monitoring, collateral risk analysis Independent view on accuracy of risk ratings and classifications Independent assessment of level of staffing, regulatory compliance
Education
Department of Management Studies, IIT Delhi
MBA, Business Administration and Management, General
2008 — 2010
Maharshi Dayanand University
Bachelor of Pharmacy - BPharm, Pharmaceutical Sciences
2004 — 2008
Skills
- Financial Risk
- Commercial Banking
- Management Consulting
- Credit
- Project Finance
- Market Research
- Business Analysis
- Credit Risk
- Credit Analysis
- Analysis
- Business Strategy
- Finance
- Banking
- Risk Management
- Team Management
- Corporate Finance
- Relationship Management
- Investment Banking
- Financial Analysis
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