Rahul Devne

About Rahul Devne

10+ year Specialist in Credit Underwriting, Mortgage Finance, Retail Lending, Financial Analysis Business & Loan Against Property Loans, and Risk Modelling• Expert in TAT analysis, ageing reports, data mining, and MIS reporting to support informed credit decisions and process improvements• Professional with comprehensive exposure to Finance and Credit Operations, including end-to-end loan processing and risk assessment• Known for a strong aptitude, flexible mindset, and detail-oriented approach; consistently delivers high performance in service-driven roles• Tactful and dynamic professional with proven strengths in sales generation and customer relationship management• Proficient in financial and credit analysis, credit modeling, and monitoring of market trends to support business decisions• Regional work experience across Gujarat, Rajasthan, Madhya Pradesh, and Telangana, offering insight into diverse markets and customer profiles

Experience

1. Senior Manager - Credit

   Electronica Finance Limited

   Apr 2022 — Present · Pune, IN

   Conduct in-depth financial analysis of companies, including income statements, balance sheets, and cash flow statements to assess credit risk.Prepare and present detailed credit reports and risk assessments to credit committees and senior management.Develop and maintain internal credit risk models and rating systems.Monitor and evaluate the performance of existing credit exposures and identify early warning signs of credit deterioration.Work closely with relationship managers, underwriters, and legal teams to structure credit facilities.Ensure compliance with internal credit policies, procedures, and regulatory requirements.Provide guidance and mentorship to junior analysts; review and approve their credit analysis work as needed.Participate in the development and enhancement of credit policies, procedures, and systems.Stay up-to-date with macroeconomic trends, industry developments, and regulatory changes that may impact credit risk.

Education

• Savitribai Phule Pune University

  Master of Business Administration (M.B.A.) finance, Finance, General

  2012 — 2014

Skills

• Management
• Financial Analysis
• Teamwork
• Team Management
• Microsoft Word
• Credit
• Management Information Systems (Mis)
• Powerpoint
• Microsoft Excel