Rahul Baid
Credit & Risk Strategy | Lending Policy, Underwriting & Portfolio Health (NBFC/Fintech/SME)
- Role
- Vice President - Credit at Karbon Business
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Rahul Baid
Results-driven Chartered Accountant with 12 years of experience in credit risk assessment,unsecured & secured business loans, SME lending, co-lending, and revenue-based financing.Adept at underwriting, institutional partnerships, collections, and drafting credit policies. Proven ability to establish lending businesses, drive portfolio growth, and ensure strong asset quality. Strong communication, leadership, and analytical skills, with a passion for innovation and excellence.Core Competencies: Credit Risk Assessment Revenue-Based Financing Institutional Partnerships Unsecured & Secured Business Loans SME Lending & Collections Underwriting & Credit Policy Start-up & Fintech Experience Co-lending & NBFC Operations Portfolio Monitoring & Compliance
Experience
Vice President - Credit
Jan 2023 — Present · Bengaluru, IN
Education
Calcutta University
B.Com (Honours), B.Com (Hons)
2006 — 2009
Hindmotor Education Centre
Class X
2004
Shree Jain Vidyalaya
Class XII
2006
The Institute of Chartered Accountants of India
Master’s Degree, Chartered Accountant
2012
Skills
- Auditing
- Tax Accounting
- Income Tax
- Tally Erp
- Internal Audit
- Sales Tax
- Indirect Taxation
- Accounting
- Banking
- Tds
- Tax
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