Raheem Jiwani

About Raheem Jiwani

Head of Architecture, AI & Cloud Platforms for Mastercard’s AI & Decision Product Enablement (DPE) division — delivering global, scalable, and cost-optimized platforms that power real-time and near real-time transaction fraud and merchant monitoring products.I own the architecture strategy and cloud platform capabilities for AI/ML products that process 150B+ transactions annually. My team manages Mastercard’s AWS Organization for our business unit, including regulated and non-regulated OUs (PCI, on-soil, RBI compliant) with 500K+ dynamic cloud resources across NAM, EU, UAE, India, and APAC.I drive implementation of end-to-end MLOps pipelines, enabling scalable model training, deployment, and observability. I ensure our architectures align with global compliance standards such as GDPR, RBI, and UAE on-soil requirements.As the head of our cloud FinOps practice, I drive forecasting, budgeting, and optimization — partnering with engineering and finance leadership to meet cloud spend targets using tools like Apptio Cloudability, AWS CUR, and Cost Explorer.I also chair Architecture Roundtables, providing thought leadership on scalable design patterns, Generative AI applications, and LLM evaluations (Claude Sonnet, Code Llama, GPT-4 etc,). I champion continuous learning and innovation across engineering teams to accelerate adoption of modern AI technologies.

Experience

1. Director of Software Engineering

   Mastercard

   Mar 2023 — Present · US

   As Head of Architecture and Cloud Platforms for Mastercard’s AI & Decision Product Enablement (DPE) organization, I lead global teams responsible for designing, scaling, and operating AI-powered transaction fraud and merchant monitoring systems. My work spans architecture, security, cloud infrastructure, ML systems, compliance, and cost governance.Key Achievements:Scaled global AI fraud platforms to support 150B+ transactions annually, enabling real-time and near real-time decisioning across regions.Led re-architecture of fraud monitoring workloads onto ephemeral batch compute, achieving 18x reduction in transaction cost while increasing resiliency and scalability.Own and manage AWS Org for the business unit, including regulated and non-regulated OUs (PCI, RBI, UAE on-soil) with over 500K dynamic cloud resources across multiple regions.Drive continuous FinOps practices, leading cost forecasting, budget optimization, and cloud spend governance in partnership with vertical engineering and finance teams; utilize Apptio, AWS Cost Explorer, and CUR-based insights.Enable full-lifecycle MLOps for AI/ML products, including model training, deployment, and observability at scale.Ensure regulatory compliance with GDPR (EU), RBI (India), and on-soil requirements in UAE and other regions.Chair Architecture Roundtables, guiding enterprise design patterns, AI product architecture, and GenAI adoption across engineering.Enabled internal innovation by fostering a culture of experimentation and hands-on learning — encouraging teams to explore cloud-native capabilities, conduct R&D, and evaluate emerging technologies such as GitHub Copilot, Claude, LLaMA, and large language models for AI acceleration.

Education

• Arizona State University

  Master's degree

• Jawaharlal Nehru Technological University

  B.TECH, ELECTRONICS AND COMMUNICATION

Skills

• Databases
• Hands-on Design
• Tibco Businessworks
• Hibernate
• Jpa
• Jms
• Spring Security
• Hands-on Technical Leadership
• J2ee Web Services
• Servlets
• Tibco Ems
• Enterprise Architecture
• Solution Architecture
• Spring Framework
• Tibco Business Studio
• Spring Boot
• Spring Mvc
• Design Patterns
• Struts
• Java
• Software Development
• Technical Leadership