Raghavendran Rangarao

Portfolio Specialist @DBS Bank

Chennai, IN

To ensure effective implementation of change management process. Reports findings and drafts recommendations to mitigate risk to operational risk and business line management.To liaise across department staffs with cordial relationship and compliance managers to assess risks with their respective process engagements.Document risk and control assessments in the system of record during the workshop discussions in presence of first line and second line stake holders.Judgmental calls based on the profile, geography and property made funding quantum to be right for the deserving customers,Meticulous underwriting and identifying process gaps and adherence to policy had brought back the early defaulters from 112 to 28 per month.Cordial relationship with collection team and regular visits combined with other strategies had contributed in a great manner which resulted in reducing the NPA from 6.23% to1.78%Credit underwriting and risk management role under the segment of MSME loansAppraising the Loans by perusing the Credit parameters, Policy and Process with utmost careStrict adherence with due diligence imparted in delivering the assignments within TATRegular trainings and ad hoc policy brush up to my credit team made to increase the audit score of my branches from 5, 6 to 9 out of 10.To conduct due diligence and background checks on potential customers and business partners for compliance reasons.Collaborated with diverse teams in devising solutions to problems and directed organisational resources towards implementing identified solutions.Ready to take calculated risk with good mitigates that will prove the credit call taken is a worthY decision,

University of Madras

Master of Business Administration - MBA, Business Administration