Rafik Kamel

Rafik Kamel

Director @Bank of America Merrill Lynch

New York, NY, US
EMAILS
r••••••••@bofa.com
MOBILE NUMBERS
+19•••••••03

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WORK HISTORY

Feb 2025 — Present

Director @Bank of America Merrill Lynch

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EDUCATION

1995 — 2000

The American University in Cairo

Bachelor of Arts, Major: Business Administration (Concentration Finance), Minor: Accounting and Economics

SKILLS

Internal AuditCapital MarketsRaroc (Risk Adjusted Return on Capital)Basel IiiRisk Strategy FormulationPrime BrokerageBusiness Analysis & Corporate DevelopmentRegulatory Gap AnalysisDerivativesMarket RiskInvestment BankingPortfolio ManagementCorporate BankingFinancial Statement AnalysisEquity ValuationCreditProject ManagementEquitiesCounterparty RiskAnalysisBankingRisk ManagementFinancial RiskStrategyCredit AnalysisValuationFundamental Credit AnalysisCredit Risk Management ReportingBasel Ii (Implementation & Hands-on Experience)Business AnalysisResearchCommercial BankingCredit RiskFinancial Statements Analysis

ABOUT RAFIK KAMEL

Risk Management Remediation• Governance• Program Management• Data Quality• Strong working knowledge of Basel (implementation and hands-on experience) specifically pertaining to Credit Risk & CCR (Counterparty Credit Risk)• Regulatory Interpretation and Impact Assessment• RWA (Risk Weighted Assets) analysis• Regulatory Gap Analysis• Strong working knowledge of Risk Management with special emphasis on Credit Risk & CCR (Counterparty Credit Risk)• Business Analysis and Corporate Development• PD (Probability of Default) rating models• Credit underwriting• Credit Risk Management reporting• Limit Management• Policy Formulation• RAROC (Risk Adjusted Return on Capital) and Risk Strategy formulation • Formal credit training• CFA® Charterholder

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