Raffaele Delloca
Credit Accountant @C.P. Company
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WORK HISTORY
Credit Accountant @C.P. Company
Credit Risk Analysis & Credit Limit Management• Perform in-depth financial analysis of new and existing customers to assess creditworthiness and define appropriate credit limits.• Analyze financial statements pepared under IFRS and/or Italian GAAP, credit reports, payment history, public information and credit insurance databases.• Proactively monitor the credit exposure and risk profile of the customer portfolio, identifying potential issues and proposing mitigation actions.Reporting & Compliance• Prepare and distribute regular credit, exposure and aging reports for management.• Ensure all credit and collection activities are fully compliant with internal procedures, accounting principles, IFRS, Italian GAAP and relevant regulatory requirements.• Support bookkeeping activities related to credit and accounts receivable, ensuring data accuracy and consistency.• Contribute to the development, maintenance and continuous improvement of credit and collections reporting, including data analysis to support management decision-making.Collections & Recovery• Manage the collections process for past-due accounts, ensuring timely and effective recovery actions.• Contact customers to resolve payment issues and negotiate payment plans when required.• Work collaboratively with Sales and Customer Service to balance risk management with commercial objectives.• Escalate critical cases and support legal or external recovery processes.
EDUCATION
IESE Business School
Attendance Certificate, Management
Università Cattolica del Sacro Cuore
Bachelor of Science in Economics (L-18), Economia e Gestione Aziendale
Università Cattolica del Sacro Cuore
Master of Science in Management (LM-77), Management per l'Impresa
Liceo Classico Alessandro Volta
High School Diploma in Classics
ABOUT RAFFAELE DELLOCA
Credit Accountant at C.P. Company
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