Rafael Rios

Financial crime professional with nearly 10 years of experience across banking and financial services.

Role
Kyc Analyst at Deutsche Bank
Location
Jacksonville, FL, US
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Rafael Rios

Financial crime professional with nearly 10 years of experience across banking and financial services, supporting institutional onboarding, enhanced due diligence, and sanctions-driven escalations. Trusted for fast, well-supported KYC decisioning on complex ownership/control structures and time-sensitive deal activity. Strong cross-functional execution with AFC and Sanctions partners and direct client communication to close requirements cleanly and minimize revision cycles. Known for disciplined documentation, sound risk judgment, and calm delivery in high-stakes environments.EXPERTISE: Client Onboarding & Remediation | Beneficial Ownership & Control (deep multi-layer structures)| Jurisdictional Risk (HRTC/special-risk countries/sanctioned jurisdictions)| Source of Funds | Source of Wealth Narratives | Correspondent Banking | MSB/NBFI/FinTech entities | Sanctions/PEP/Adverse Media Dispositions | Reputational & Sustainability Escalations | Virtual Asset Risk (Crypto, VASP)| Outbound Investment Security Program (OISP)| Deal Readiness Governance (pre-close controls)| Bank Secrecy Act (BSA)|The USA PATRIOT Act | Customer Identification Program (CIP) PRODUCT EXPOSURE: American Depositary Receipts (sponsored/unsponsored)| Escrow | Project Finance | Structured Finance (ABS/MBS/ABCP/CDO/CLO) TOOLS & SOURCES: Orbis | Nexis Diligence | LSEG (Refinitiv)| Bloomberg | OFAC | SEC EDGAR & IAPD | FINRA | FATF | FinCEN | MS Office

Experience

  1. Kyc Analyst

    Deutsche Bank

    Jun 2022 — Present

Education

  • Zicklin School of Business

    Bachelor of Business Administration - BBA, Economics

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