Rae Hartley Beck

About Rae Hartley Beck

I help people redesign their lives using money as a tool, not a source of shame, fear, or…

Experience

1. Senior Wealth Advisor

   Bright Road Wealth Management, Llc

   Aug 2025 — Present · Grand Junction, CO, US

   As an independent, fee-only, fiduciary Certified Financial Planner™, I help early retirees and people seeking financial independence build a life where money is an intentional tool, not a merciless overlord. I work with people who want to take control of their wealth and time. Whether you want to retire early, take a sabbatical, downshift to something better, or simply have the freedom to tell a terrible boss to eff off, I want to help you navigate that path. My clients come to me because they want to:Put their money on auto-pilot so they can spend their time on what they loveSave on taxes without doing things that feel ethically ickyShift from mindless spending in the rat race to intentionality with moneyTurn their savings into reliable, tax-efficient income that can last decadesShift from a scarcity savers’ mindset to an intentionally abundant mindsetNavigate health insurance, Social Security, and long-term planning before 65Investment management matters, but is < 5% of what I spend my time on. If you’re looking for a planner that uses big words and puts you in stocks you can brag about at parties, keep scrolling. If you’re looking for a planner that can help you map out a way to quit your miserable job and decompress in the mountains for a few years, I’m your gal. I believe money should serve you, not the other way around. Together, we create clarity around your numbers and your vision, so you can live your values, and enjoy life without worrying about “running out.”If you’re on the path to FI or ready to step into a life where your bank account doesn’t determine your job, let’s connect. Core Expertise:Social Security planning · Early retirement strategies · Tax-efficient investing & withdrawal planning · Health insurance & benefits pre-Medicare · Values-based financial decision making

Education

• Berea College

  History and Secondary Education with Teaching Certification in Social Studies

• College for Financial Planning

  Certified Financial Planner

  2024 — 2025