Radhika Krishnan

About Radhika Krishnan

Contribution to Technology driven \"First in the Industry Innovation Initiative\"1. Defined Accounting Framework for Product \"FastTag\"( first launched by ICICI as E-Toll Card)2.Use of HHT Technology driven Risk Mitigation at store step( to prevent siphoning of articles with duplicate bills), implemented at JioMart stores3.CN(Return/Refund)Automation in EComm/ Quick Commerce: Conceptualisation to Defining Accounting Framework, I am currently spearheading this Industry 1st DevelopmentI am a Chartered Accountant and a Banker with more than 18 years of Experience ( Banking and Retail E-commerce). I am Certified Anti-Money Laundering Specialist from ACAMS, USA.I am also a Certified Six Sigma Green Belt holder (certified jointly by ICICI and Indian Statistical Institute) & a Lean Change Manager certified by ICICI Bank. An eye for detail and ability to work and excel in any unknown process / function helped in delivering the best in areas of process review /improvement, by redefining process in collaboration with the functional units, stabilizing it and handing over to the respective functional unit before moving on to the next assignment.Easily adapted and successfully handled various roles in areas of Banking Operations, Fraud and Risk Reviews, Audit and SOX Compliance functions, Forensic Reviews, Process Migration within and from outside India, Reconciliations (Routine and Special Areas under review), Customer Service….as an Individual contributor or by leading large teams (100+ team members)Ability to question the \"Status Quo\" helped contribute to review of existing processes handled, identify the gaps/ risk leading to non-compliance / revenue leakage / probable fraud possibilities / Customer grievance leading to process re-engineering. Have demonstrated expertise in review of various new product (Eg ICICI E-Toll Card ie FastTag)/ process proposals leading to redefining process.Ability to quantify Risk Value & recommend control measures led to Team SLP being considered a Valuable Contributor in the overall scheme of Retail Loss Preventionat Reliance Retail Ltd Business IntelligenceRisk Management, Audit & SOX ComplianceForensic AnalysisSix Sigma & Lean Sigma Process Migrations(within & outside India)Defining Accounting Architecture for new productsProcess AutomationFraud Vulnerability AssessmentsReview & Designing of Documents Retention/Disposal policy

Experience

1. Finance Controller Jiomart Online Business

   Reliance Retail

   Oct 2025 — Present · Maharashtra, IN

   Responsible for leading JioMart Online Business FP & A & Business Finance (Marketplace & CDIT - Digital Business)

Education

• Insurance Institute of India

  Licenciate - Non Life (General)

• ACAMS. Miami, Florida, USA

  Certified Anti-Money Laundering Specialist, - (Anti Money Laundering, Combating Terrorism Financing & Financial Crime)

  2017