Radhakrishnan V S

About Radhakrishnan V S

30 + years of Banking experience in State Bank of India across Commercial / Wholesale Banking, Retail Banking, Treasury, Trade Finance, Relationship Management and Rural Credit From 2020 Aug to Jan 31,2023 was Deputy Managing Director of Commercial Clients group of SBI with a portfolio of crore and also was heading the Project Finance arm of SBI the largest infra funding entity in the country. Served the board of Yes Bank as a Nominee Director of SBI from Aug 2020- July 2022 and played an active role in Board Credit Committee. Presently associated with YesBank as an Advisor since Sep 17, Chief General Manager in Mumbai in Corporate Accounts Group. portfolio crore. Part of credit Sanction committees at Corp Centre. Earlier ( from June 15-sep 17)worked as General Manager and Region Head CAG New DELHI with large PSU client profile and stressed assets like Bhushan Steel, JSPL and JSL apart from power sector assets Certified Associate of Indian Institute of Bankers (CAIIB ), Post graduate in Commerce and an MBA from Madras University Have built a strong network of relationships with other commercial banks including Foreign and Private sector Banks, Financial Intermediaries, Investment Bankers and PE funds. Has led the resolution of two of the country’s top stressed assets 1. Bhushan Steel Limited – Gross Financial Debt of c. USD 8 bn; Debt recovered c. USD 5.2 bn through sale of business to Tata Steel Limited; status - Closed 2. Essar Steel India Limited - Gross Financial Debt of c. USD 7 bn; Debt likely to be recovered c. USD 6 bn through sale of business to Arcelore Mittal and Nippon Steel combine; status – announced, not closed Competencies: Top Executive experience in commercial lending comprising: • Setting business goals, leading teams for business origination and recommending business for sanction apart from Credit Administration • Resolution of Stressed Assets • Active participation in Bank level policy making. • Member of Sanctioning Committee for loans • Responsible for Risk management post sanction including training subordinates in active monitoring of the portfolio for early detection and resolution of areas of con- cern • International Banking • Extensive experience in building and sustaining a strong network of relationships with other large commercial banks including

Experience

1. Advisor

   YES BANK

   Feb 2023 — Present