Radesh Nikhil

WORK HISTORY

EDUCATION

ABOUT RADESH NIKHIL

I am a Chartered Accountant with a strong foundation in credit analysis, financial risk assessment, auditing, and taxation. Currently, I serve as a Credit Analyst (Manager – Scale II) at Karnataka Bank, focusing on Mid & large corporate clients. In this role, I evaluate credit proposals, conduct in-depth financial statement analysis, assess risk profiles, and support lending decisions with structured financial insights. This experience has deepened my expertise in credit underwriting, industry analysis, and regulatory compliance within the banking sector.Previously, I co-founded Myra Tax, a firm specializing in U.S. taxation, where I advised clients on complex tax matters and helped them stay compliant with cross-border regulations. Earlier in my career, I began at ICICI Bank as an Internal Auditor, where I developed a solid grounding in internal controls, risk management, and financial reporting processes.My career has consistently been anchored in analytical thinking, financial interpretation, and decision support. I am now keen to pivot into broader roles in the financial domain, particularly in credit research, credit risk, valuation, and financial analysis. I bring a unique mix of entrepreneurial experience, corporate banking exposure, and technical accounting knowledge that positions me well to add value in research and analytical roles across financial services.I am open to exploring opportunities in credit risk, financial analysis, and valuation, where I can contribute my skills and continue growing in the finance industry.