Rachit Bhatnagar

Credit & Risk Profesional | Digital Lending | Fintech | Jio | Mirae Asset | Aditya Birla Capital | Edelweiss | Hdfc Bank | Reliance Capital | L&T Finance | MBA | B.Tech

Role
Risk Manager at Jio Credit Limited
Location
Mumbai, MH, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Rachit Bhatnagar

An Engineer & MBA Graduate having a rich and diverse experience of approximately 12 years in Credit & Risk, Credit Underwriting, Credit Risk Policy & Product Management domain, driving Retail business portfolio at a PAN India level for L&T Finance, Reliance Capital, HDFC Bank, Edelweiss Financial Services, Aditya Birla Finance Ltd. & Mirae Asset Financial Services. My experience has got enriched by working with multiple secured & unsecured businesses in the above companies like Working Capital, LAP, LAS, Unsecured Business Loans, Agri Commodity finance, Microfinance, Rural finance including Vehicle finance like Tractor / Harvester finance. Currently I handle the Credit & Risk domain for Digital & Physical lending for Retail assets

Experience

  1. Risk Manager

    Jio Credit Limited

    Mar 2025 — Present · Mumbai, IN

Education

  • Xavier Institute of Social Service

    PGDM, Rural Management

    2010 — 2012

  • Motivational Pathway

    Bachelor of Technology (B.Tech.), Electrical and Electronics Engineering

Skills

  • Risk Management
  • Competitive Analysis
  • Loans
  • Business Analysis
  • Relationship Management
  • Compliance
  • Recruiting
  • Management
  • Business Communications
  • Risk Assessment
  • Policy Analysis
  • Business Process Improvement
  • Underwriting
  • Analytics
  • Business Strategy
  • Finance
  • Risk Analysis
  • Business Planning
  • Accountability
  • Process Improvement
  • Training
  • Product Management

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Rachit Bhatnagar — Risk Manager at Jio Credit Limited in Mumbai, MH, IN | Unifers