Pushkar Sathe

Experience

1. Deputy Vice President (Data Scientist - Iii)

   Kotak Mahindra Bank

   Apr 2025 — Present · Thane, IN

   Collections Analytics • 10 new ML models built in the last 1.5 years and deployed across products and lifecycles. New models show a significant lift in GINI with ~25-30% incremental bad capture at 20% sampling• Added 500+ new features using new sources such as feedback from the field and digital outreach, off-us payments, write-offs and settlement, and pre-delinquency behaviour• Impact in early buckets: • Tele-calling allocation up by 2X from 5% to 10% in 2nd cycle due for CC.(Reduced field allocation) • ~32Cr balance saved from default for CC. • C2X rates reduced from 3% to 2.4% and the bounce rate is down by 2% for CC • ~19Cr monthly savings via PL pre-due strategy• Impact in Late Buckets: • Incremental collection of ~2Cr in CC 90-179 DPD pool • Incremental collection of ~1Cr in PL 180+ DPD pool• Currently assigned the responsibility of Gen AI and Microsoft Co-pilot transformation pioneer across the organisation

Education

• South Indian Association School

  Higher Secondary School Certificate, Science

  1995 — 2009

• University of Mumbai

  Bachelor of Engineering (B.E.), Mechanical Engineering

  2009 — 2013

• Chennai Mathematical Institute

  Master's degree, Data Science

  2018 — 2020

Skills

• Sas
• Data Warehousing
• Dashboard Metrics
• Data Analysis
• Stored Procedures
• Sql Server Management Studio
• Mechanical Engineering
• Teamwork
• Analytics
• Food Distribution
• Teaching
• Dashboarding
• Mountaineering
• Data Loading
• Pharmaceutical Industry
• Ssis
• Trekking
• Tableau
• R
• Oracle
• Microsoft Excel
• Sql
• Customer Segmentation Strategy
• Microsoft Office