Purvai Tandon
Credit Manager | Institutional Financing l Credit Underwriting I Emerging Mid-Market Corporations | SME lending | Ex-Vivriti Capital, Ex-Velocity
- Role
- Manager at Stashfin
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Purvai Tandon
I am an Credit Manager at Vivriti Capital, a leading NBFC that provides lending solutions…
Experience
Manager
Oct 2024 — Present · Gurugram, IN
Lead and mentor a team of credit analysts by providing strategic guidance, technical training, and continuous support to ensure efficiency, quality, and growth.* Spearhead credit risk assessment for complex loan applications across multiple portfolios, overseeing end-to-end underwriting and ensuring adherence to internal credit policies.* Supervise and review credit assessments performed by junior officers to maintain high standards of risk evaluation and regulatory compliance.* Manage a loan book portfolio of Cr AUM, performing in-depth analysis based on delinquency trends, product segmentation, CIBIL scores, and occupational parameters.* Conduct monthly portfolio reviews, analysing First, Second, and Third payment defaults to identify early warning signals and propose actionable strategies.* Develop and recommend credit policy revisions based on comprehensive portfolio insights, ensuring alignment with organizational risk appetite and market conditions.* Collaborate with Collections and Recovery teams to manage stressed assets, drive resolution strategies, and minimize NPA levels.
Education
IMS UNISON UNIVERSITY
Master of Business Administration - MBA
2017 — 2019
St. Mary's Senior Secondary School, Moradabad
10+2
2012 — 2013
Skills
- Student Development
- Brand Development
- Brand Awareness
- Communication
- Microsoft Word
- Persuasion
- Student Counseling
- Accounting
- Management
- Microsoft Office
- Leadership
- Marketing
- Financial Accounting
- Observation
- Teaching
- Entrepreneurship
- Social Media Marketing
- Powerpoint
- Microsoft Excel
- Team Management
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