Punith Middha
Credit Risk Modelling | Regulatory Analytics | Retail Risk Management
- Role
- Associate Director at KPMG
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Punith Middha
Risk Management professional with 12+ years of experience in Business Analytics and Credit Risk Modelling across Retail Banking and Telecom industry covering all stages of customer life cycle- End-to-end Project Management and Delivery including model design, build, implementation, monitoring and stakeholder management- Experience of consulting global clients across multiple geographies like North America, LatAm and South East AsiaKey Projects Delivered- IFRS9 model development across multiple geographies - Developing in-house underwriting scorecards for Retail Portfolios (Mortgage and Credit Cards)- Setup of credit application process for SME portfolio- Designing collection and behaviour model suites- Generate bureau information based risk rankings for SMEs in UK & GermanyKey Skills- Credit Risk Modelling (Decision & Regulatory)- Predictive Analysis- Customer Segmentation- People Management- Hands-on experience on Tools: SAS, Enterprise Miner, FICO Model Builder, Knowledge Seeker
Experience
Associate Director
Jul 2024 — Present · Bengaluru, IN
Education
Indian Institute of Technology, Kanpur
Master of Technology (M.Tech.), Civil Engineering
2007 — 2012
Indian Institute of Technology, Kanpur
Bachelor of Technology (B.Tech.), Civil Engineering
2007 — 2012
Skills
- Data Mining
- Microsoft Excel
- Credit Risk
- Stress Testing
- Sas Programming
- Data Analysis
- Collections
- Chaid
- Logistic Regression
- Early Warning Systems
- Risk Modeling
- Eviews
- Linear Regression
- Financial Modeling
- Analytics
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