Pulkit Jain

Credit Risk Manager @ AU SMALL FINANCE BANK

Role
Manager at AU SMALL FINANCE BANK
Location
Jaipur, RJ, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Pulkit Jain

As a Credit Risk Manager at AU SMALL FINANCE BANK, I oversee the credit risk assessment and management of various loan products, such as micro business loan, small and medium enterprises loan, home loan, and digital channel loan, across the pan-India region. I apply my proficient knowledge and analytical skills to evaluate the creditworthiness of personal and commercial clients, and ensure compliance with legal and regulatory requirements.I have a Post graduate diploma in management from Institute of Rural Management, Jaipur, with a major in finance and a minor in marketing. I also hold multiple certifications from the National Stock Exchange, Inc, such as NISM series V-A Mutual Fund Distribution and NCFM Commercial Banking in India. I have a keen interest and expertise in the stock market, and I leverage my skills and experience to optimize the portfolio performance and risk-return trade-off of the bank. I am always learning and taking advantage of educational opportunities to keep current in the dynamic and evolving financial sector. My goal is to contribute to the growth and sustainability of the bank and its clients, while building strong and lasting relationships.

Experience

  1. Manager

    AU SMALL FINANCE BANK

    Apr 2024 — Present · Jaipur, IN

    Seasoned credit risk professional specializing in micro business loans for MSMEs across India. Skilled in credit assessment, portfolio monitoring, and regulatory compliance, I work closely with diverse teams nationwide to safeguard asset quality while providing responsible financial access to micro businesses. Experienced in loan underwriting, credit policy enforcement, and supporting business growth through data-driven risk practices. Passionate about driving financial inclusion and sustainable expansion in India’s vibrant micro-enterprise sector.

Education

  • Institute of Rural Management, Jaipur

    Diploma (Post graduate diploma in management), Major- Finance, Minor- Marketing

    2016 — 2018

  • S S Jain Subodh P G College, Jaipur

    Bachelor of Commerce - BCom, pass course

    2013 — 2016

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Pulkit Jain — Manager at AU SMALL FINANCE BANK in Jaipur, RJ, IN | Unifers