Priyesh Singh

About Priyesh Singh

Over 4 years of experience in finance in varied industries such as corporate finance, IT, banking and research. Have excellent reputation for resolving problems, improving customer satisfaction and driving overall operational improvements thus consistently saved costs while increasing profits. Retail, insurance, mutual funds, and staffing providing advanced technical knowledge and analysis of highly specialized applications and operational environment. Performed complex functional systems analysis, design, training and implementation advice on complex problems.

Experience

1. Credit Manager Working Capital

   Bandhan Bank

   Feb 2023 — Present · Varanasi, IN

   Working Capital Credit Underwriting of Secured & Unsecured LoanSanctioning Authority Appraisal of Proposal - Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively- To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk- Awareness of the product proposed and suitability to the client needs- Maintaining Complete / accurate CAM\'s / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelinesPortfolio Monitoring- Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default- Focused house keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team- To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy- Appropriate level of client calling to develop strong understanding of client business and industry dynamicsTAT - Maintaining the defined credit and End to End TATs so as to better service both internal as well as external customers- To interact with the relationship managers pro-actively to assess the main risks and propose mitigants, at various stages of credit process- Suggesting policy changes or developments- Engaging with Credit Administration ( operations team ), Legal, Audit, Compliance, IT and other stakeholders as appropriate for all credit processes.

Education

• Banaras Hindu University

  Master of Business Administration - MBA

  2018 — 2020

• Mangalayatan University, Aligarh

  Bachelor of Technology - BTech

  2011 — 2015