Priya Jain

About Priya Jain

Implementing investment strategies to optimize client portfolios. Currently working on…

Experience

1. Scf Rm- Industrial Banking Group

   DBS Bank

   Feb 2023 — Present · Bengaluru, IN

   Growing and managing a diverse portfolio for SMEs and Supply chain finance ranging from IT, FMCG, textile, auto, etc- Maintaining portfolio hygiene and timely monitoring, upgrading, and downgrading accounts regularly to maintain book stability with end-to-end business, product, and portfolio management of supply chain finance- Meeting senior management of companies to discuss results and future strategies and proactively communicating credit findings and analytical rationale to the credit committee as well as senior management- Managed relationships with key accounts resulting in an incremental curve in SME and channel finance book- Involved in both fund-based and non-fund-based facilities of the client, structuring suitable recommendations for working capital facilities, term loans, letters of credit, PSFCs, buyers credit, bank guarantees, etc. for the business banking team in line with the bank-approved product policy- Working closely with team members from Risk, Legal, and Credit towards the deal transaction, term sheet, legal, and facility documentations- Achieved profitability while maintaining a high service standard and compliance- Analysis of financial performance and appraisal of realistic growth projections, conduct due diligence of business arrangements, assess risk and propose mitigations, solicit market reference checks, and prepare credit facility proposals for approval. Rating of the client using the bank internal credit rating module and of CRISIL.