Pritesh Jain

About Pritesh Jain

Overall experience of 18yrs in field of Retail Finance, Credit and Risk, Credit Appraisal, Portfolio Management, Risk Minimisation through Process Improvements & Statiscal Analysis.• Currently working as Policy Risk Manager - Used Car Loans in HDFC Bank.• Responsibilities involve portfolio management which includes managing delinquencies, defining acquisition process, and ensuring overall profitability of the segment. Development of Customer acquisition systems like Finnone and BRE• Previously working As Regional Credit Manager – Car Loans / TWL /PL / LAS with Yes Bank Ltd for West Region. • Key skills set acquired - Building up team, setting up entire process in Car Loans, right from Policy hardening till PDD Collection, Multiple Branch handlings, Building Good Portfolios, Maintaining and monitoring Portfolio Quality over a period. Managing, Leading and Developing Future leaders to Lead Branches, Big Ticket Credit Appraisal’s, Process Management, Policy Implementation, Channel Management, Portfolio Analysis and Audit Roles.• Resourceful at maintaining relationship with clients to achieve quality product and Service.• An effective communicator with excellent relationship building & interpersonal skills. Strong analytical, problem solving & organisational abilities. • Innovative and imaginative in working with opportunities and challenges. Strive to continuously improve the way we work, making it simpler, better and faster. Demonstrated abilities in identifying potential issues and proactively customise solutions to address them.• Hard-worker, Fast learner and result oriented.

Experience

1. Senior Vice President

   HDFC Bank

   Dec 2024 — Present

   SVP - Credit Strategy (Policy), Personal Loan and Credit Cards

Education

• IBS Mumbai

  MBA, In Finance

  2004 — 2006

• Bhavans College

  Bachelor of Business Administration (BBA), Finance, General

  2001 — 2004