Pritam Chakrabartty
Mortgage Analyst @Oneh Tech Innovations Pvt Ltd
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WORK HISTORY
Mortgage Analyst @Oneh Tech Innovations Pvt Ltd
Review and analyze mortgage loan applications to ensure accuracy, completeness, and compliance with investor guidelines (Fannie Mae, Freddie Mac, FHA, VA). Assessed borrower financials including credit, income, assets, and appraisals to identify risk and support underwriting. Calculate key financial ratios such as DTI and LTV. Collaborate with loan officers, processors, and underwriters to resolve discrepancies and ensure timely processing. Maintain data integrity in LOS, ensured regulatory compliance, and support internal audits with proper documentation and reporting.
EDUCATION
Fakir Mohan University, Balasore
Bachelor of Commerce - BCom
ABOUT PRITAM CHAKRABARTTY
I have 2 years of professional experience in the U.S. mortgage loan sector, with a strong focus on loan file analysis, financial documentation review, and compliance support. At OneH Tech Innovations Private Limited, an offshore delivery center supporting U.S-based businesses, I contributed to streamlining mortgage operations by reviewing loan applications, assessing borrower financials, calculating key ratios like DTI and LTV, and ensuring adherence to investor and regulatory guidelines. I’m skilled in maintaining data accuracy, collaborating across teams, and supporting efficient and timely loan processing. I’m driven by continuous learning and always looking for opportunities to grow in the financial services industry.
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