Prerna Sharma
Client Relationship Officer at Standard Chartered Bank
- Role
- Senior Credit Analyst at ANZ
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Prerna Sharma
I am work oriented person and always prefer to complete the work the way it need to be…
Experience
Senior Credit Analyst
Mar 2012 — Present · Bangalore, IN
Credit analysts (or credit risk analysts) undertake risk assessment analysis of various types of lending proposals from the straightforward to the very complex.Project credit rating to bank facilities and debt instruments of corporatesRatio analysis and balance sheet evaluation for the proposals, preparing loan documents, relationship management with the clients;Providing quality service to internal customers through undertaking risk assessment analysis of various types of lending proposals;Analysing financial information, such as statements, management accounts and cash flow statements;Developing models of credit information to predict patterns and trends using specialist statistical software;Assessing the credit worthiness of client companies;Advising and recommending changes to policy and procedure;Liaising with other staff within the company, such as account managers and product specialists;Helping to ensure that procedures comply with sector standards;Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
Education
MontFort School
BSC
Skills
- Basel Ii
- Corporate Banking
- Relationship Management
- Banking
- Risk Management
- Team Management
- Mortgage Lending
- Credit Analysis
- Mis
- Trade Compliance
- Operational Risk
- Forex Investments
- Investment Banking
- Retail Banking
- Commercial Banking
- Finance
- Foreign Investment
- Anti Money Laundering
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