Prerna Mittal

Experience

1. Senior Credit Analyst

   Wipro

   Jun 2019 — Present · Mumbai, IN

   Analysis and interpretation of financial statements and disclosures for a diverse client base including large international corporate, large unlisted domestic corporate, asset managers, insurers and real estate companiesUndertake credit risk analysis by performing rigorous industry research and trends Understand the key ratios, business model and the strategy of the counterparty being ratedAssign new limits or renewal of existing limits that falls within the FirstRand guidelinesPrepare credit reports and provide ratings to the counterparty, highlighting the challenges/issues for discussionMake rating recommendation to the Rating Committee with rational behind itMaintain high quality analytics and attention to details Spreading of financial statements i.e. Income statement, Balance sheet and cash flow in the company’s software and analysing the financials by pulling the spread financials in the rating model

Education

• V.E.S College of Arts, Science and Commerce

  Bachelor's Degree

  2010 — 2013

• Fr. C. Rodrigues Institute of Management Studies

  Master's Degree

  2013 — 2015

Skills

• Market Research
• Innovation Development
• Financial Modeling
• Corporate Finance
• Powerpoint
• Communication
• Credit Analysis
• Microsoft Office
• Business Development
• Microsoft Excel
• Leadership
• Forecasting
• Valuation
• Public Speaking
• Analysis
• Banking
• Team Management
• Equity Research
• Financial Accounting
• Financial Analysis
• Teamwork
• Branch Banking
• Management
• Microsoft Word
• Finance
• Financial Planning
• Loans
• Presentations