Praveen Dass R
Credit Manager | MSME Secured & Unsecured Lending | Credit Risk | Financial & Banking Analysis | CAM Preparation | Samruthi Capital
- Role
- Credit Manager at Samruthi Capital
- Location
- Chennai, TN, IN
- LinkedIn followers
- 500 followers
About Praveen Dass R
Credit Management professional with experience in underwriting secured and unsecured MSME loans, specializing in credit risk assessment and financial analysis. Currently working as a Credit Manager at Samruthi Capital, I focus on evaluating borrower profiles, preparing detailed Credit Appraisal Memos (CAM), and conducting banking and financial statement analysis.My role involves engaging with clients through personal discussions to understand business models and assess repayment capacity. I also review property legal and valuation reports for secured proposals and ensure smooth sanctioning and disbursement of loans.I am passionate about maintaining strong portfolio quality while enabling responsible lending to MSME businesses.
Experience
Credit Manager
Sep 2025 — Present · Chennai, IN
As a Credit Manager, responsible for underwriting secured and unsecured MSME loans by evaluating client creditworthiness through detailed financial and banking analysis. Prepare comprehensive Credit Appraisal Memos (CAM) and conduct personal discussions with clients to assess business viability. Review property legal and valuation reports for secured proposals and ensure smooth sanctioning and disbursement. Also oversee portfolio performance and maintain strong credit quality.
Education
St.Mary's Boys Higher Secondary School
Higher Secondary, Business/Commerce, General
D G Vaishnav College
Bachelor of Business Administration - BBA, Business Administration and Management, General
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