Praveen Kumar Singh

Senior Credit Policy Manager @ MPOWER Financing | Credit Risk Management

Role
Senior Manager Credit Policy at Mpower Financing
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Praveen Kumar Singh

As a Credit Policy Manager at MPOWER Financing, I focus on optimizing credit risk strategies and enhancing operational efficiency. With over 1.5 years of experience in this role, I’ve led initiatives to overhaul in-school policies for the US and Canada, develop a Risk-Based Pricing Framework, and refine credit underwriting processes. Additionally, I contributed to improving data infrastructure to support securitization and equity raise efforts. Drawing from a decade of experience in credit risk management across fintech and financial services, my expertise lies in policy creation, risk analysis, and underwriting. I am passionate about leveraging data-driven frameworks to streamline lending operations and empower teams to achieve sustainable growth. My work reflects a commitment to balancing innovation with fiscal responsibility in the evolving financial landscape.

Experience

  1. Senior Manager Credit Policy

    Mpower Financing

    Nov 2025 — Present · Bengaluru, IN

Education

  • T.A.Pai Management Institute

    PGDM, Marketing/Marketing Management, General

    2013 — 2015

  • National Institute of Technology Raipur

    Bachelor of Technology - BTech, Computer Science

  • S.H.C.S.

    High School, Science

    1995 — 2005

  • National Institute of Technology Raipur

    Bachelor of Technology (B.Tech.), Computer Science

    2008 — 2012

  • K.V.

    10+2, Science

    2005 — 2007

Skills

  • Unix
  • Operations Management
  • Management Accounting
  • Java
  • Digital Marketing
  • Unix Shell Scripting
  • Xml
  • Operating Systems
  • Marketing Management
  • Microsoft Office
  • Credit Risk
  • Mysql
  • Sql
  • Organizational Behavior
  • Linux
  • Management
  • Html
  • Jsp
  • Human Resource Development
  • C++
  • Business Analysis
  • Microsoft Powerpoint
  • Javascript
  • C
  • Programming
  • Distribution Management
  • Vb.net
  • Data Analysis
  • Data Structures
  • Windows
  • Marketing
  • Project Management
  • Powerpoint
  • Microsoft Excel
  • Microsoft Sql Server
  • Brand Management
  • Market Research
  • R Programming
  • Sas Programming
  • Microsoft Word

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Praveen Kumar Singh — Senior Manager Credit Policy at Mpower Financing in Bengaluru, KA, IN | Unifers