Praveen G N

Senior Credit Analyst @The Federal Bank Limited

Chennai, IN

Seasoned finance professional with extensive experience in credit underwriting for exposures ranging from ₹10 Cr to ₹150 Cr across diverse sectors. Proven track record in conducting rigorous due diligence, analyzing financial statements, and assessing risk to support sound lending decisions. Skilled in evaluating balance sheets, cash flow statements, and business models to ensure creditworthiness and compliance with internal and regulatory standards.Expert in portfolio management, with a focus on optimizing asset quality, monitoring borrower performance, and mitigating risk through proactive engagement and strategic interventions. Adept at preparing detailed credit appraisal notes, presenting proposals to sanctioning authorities, and collaborating with cross-functional teams to drive business growth while maintaining credit discipline. Core Competencies- Credit Underwriting & Risk Assessment - Financial Statement Analysis - Due Diligence & Compliance - Portfolio Monitoring- Sectoral Exposure Evaluation - Relationship Management & Stakeholder Communication Driven by precision, integrity, and a commitment to financial prudence, I aim to contribute to robust credit ecosystems that balance growth with risk control.

Vivekananda Jr College, Punganur

MPC

Sri Vignana Jyothi High School, Punganur

SSC

Srinivasa Ramanujan Institute of Technology

B.Tech