Pratik Saraf
Assistant Credit Manager @Nabkisan Finance Limited
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WORK HISTORY
Assistant Credit Manager @Nabkisan Finance Limited
Mumbai, IN
Develop and implement credit policies and procedures to ensure customer creditworthiness and minimize risk of financial loss- Analyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers- Establish credit limits and payment terms for customers based on their creditworthiness and payment history- Monitor customer accounts to ensure payments are made on time and in accordance with established terms- Communicate with customers to address any credit-related issues and resolve disputes- Work closely with sales and customer service teams to ensure efficient and effective credit management- Stay up-to-date with industry trends and best practices in credit management- Prepare reports and present findings to senior management- Supervise and train credit department staff as needed
EDUCATION
Vidyalankar School of Information Technology
Bachelor of Commerce - BCom
Welingkar Institute of Management
Postgraduate Degree
ABOUT PRATIK SARAF
Stepping into the financial arena, I\'ve transformed my passion for the stock market into a career of empowerment! Guiding over 100 eager minds through the labyrinth of equity and derivatives, I\'ve turned the once daunting into the delightfully decipherable. Armed with a robust education from WeSchool and VSIT, and seasoned by real-world experience, I\'ve become a master at not just understanding market dynamics, but at leveraging that knowledge for authentic growth. From decoding charts to orchestrating investment strategies, I thrive on bridging the gap between financial theory and practical application. My journey, starting as a bright-eyed intern at LEIL, Clearing Corporation India Ltd, to becoming a self-employed mentor at Reich Academy, has been fueled by an unwavering determination to democratize financial literacy. As a licensed authority with IRDA and trusted partner with industry giants like ICICI Direct, Upstox, and AliceBlue, I don\'t just preach financial prowess—I embody it. What makes me stand out? My knack for transforming dense financial jargon into clear, actionable advice. Whether it\'s managing assets or sculpting insurance plans, I\'m all about making finance approachable, one conversation at a time. 🤝 On a mission to empower more individuals to stride confidently through the financial markets, I\'m eager to connect with fellow trailblazers. Let\'s join forces, exchange ideas, and pave the way for change together!#Empowerment #FinancialLiteracy #JoinTheMovement
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