Pratik Mody

About Pratik Mody

FinTech Leader with a seasoned history of aligning financial systems and business strategy. Experienced Product Manager and former Architect leading various Loan Accounting, Credit Loss Modeling, Loan Origination, and Pricing SaaS platforms. Adept at evaluating short-term and long-term business goals, analyzing systems, and financial process automation from conception to completion. Proficient communicator and team leader; can coach and mentor individuals from various backgrounds.

Experience

1. Lead Product Manager - Commercial & Corporate Banking

   nCino

   Jan 2026 — Present

   Leading product strategy and execution for nCino\'s Commercial Banking Platform, driving AI-powered innovation and efficiency for relationship managers and credit officers at financial institutions worldwide.Key Responsibilities:AI & Innovation Leadership - Define and implement AI strategy across the Commercial Banking Platform, including natural language deal creation, intelligent pricing agents, and automated document workflowsPricing & Profitability Platform - Own and scale nCino\'s Commercial Pricing & Profitability solution, encompassing loan structuring, RAROC modeling, deal profitability analysis, and rates management across all lines of businessProduct Vision & Strategy - Shape the commercial origination roadmap for community banks to tier-1 institutions globally, driving deal-first workflows that eliminate silos and accelerate time-to-decisionCustomer Partnership & Early Adoption - Lead early adopter programs with financial institutions to co-create and launch new credit solutions, ensuring market fit and differentiation against competitive platformsUser Experience Excellence - Partner with Product Design and Engineering to conduct end-user research with lenders, underwriters, and relationship managers, delivering intuitive experiences that drive adoption and efficiencyCross-Platform Collaboration - Work across commercial platform teams to ensure cohesive product experiences spanning origination, underwriting, pricing, document management, and loan monitoring

Education

• James Madison University

  Bachelor of Science (BS), Quantitative Finance

  2010 — 2014

Skills

• Customer Service
• Microsoft Excel
• Powerpoint
• Teamwork
• Sdlc
• Project Management
• Event Planning
• Public Speaking
• Matlab
• Requirements Analysis
• Market Research
• Data Analysis
• Microsoft Word
• Team Leadership
• Compustat
• Business Analysis
• Budgets
• Outlook
• Microsoft Office
• Budget
• Process Improvement