Pratik Kumar Adak

About Pratik Kumar Adak

Worked as Model Developer and Validator. Developed various Marketing Models and their end to end Implementation strategy for a 3.5L customer based portfolio.Currently, working for an US based bank and dealing with risk model validation for consumer portfolio based on Basel Norms- CCAR & CECL reporting, stress testing using SR11-7 validation guidance.a. Recommendation System - Developed to offer next best merchant category for the credit card holders in the bankb. Built different marketing models based on advance machine learning algorithms to cater different aspects of customer like financial resilience, proposition propensity,financial strengths,etc.c. Performed full scope validation of PPNR Model, Loss Forecasting, Scorecard Models, other credit and non credit models. It covered time sereis models, linear and non linear regression algorithms and Tiering from Tier 1 to Tier 3 models. Documented the validation reports elaborating different analysis and the IRAs.d. Annually and Quarterly model prediction performance back-testing and sensitivity analysis against accuracy and other required model performance triggers for production models.e. Perform full, formal annual model review to follow MRM\'s guidance and standards.f. Involvement in technical gating process in guidance with MRM\'s standard checklists.g. Validating Model Risk tiering assessment and monitoring performance.h. Developed comprehensive tracker to assess the efficacy of analytics lead customer centric strategies. i. Developed model explainability framework using Shapley Value concept.Want to do something for Humanity :)

Experience

1. Senior Solution Advisor

   Deloitte

   Feb 2026 — Present · Kolkata, IN

Education

• Ramkrishna Mission Residential College Narendrapur

  Bachelor of Science (BSc), Statistics

  2014 — 2017

• St. Xavier's school Haldia

  Higher Secondary , science

  2005 — 2014

• Presidency University

  Post Graduate , Statistics