Pratik Dash

About Pratik Dash

I am a Credit Analyst & Relationship Manager at Axis Bank, specializing in credit risk assessment, financial analysis, and structuring customized credit solutions for clients across various sectors. With an MBA in Finance from XIMB, I have developed a strong foundation in financial modeling, risk assessment, and strategic lending. Additionally, my NISM certification as a Research Analyst enhances my ability to analyze market trends, assess creditworthiness, and make data-driven lending decisions. I work closely with relationship managers, risk teams, and senior leadership to facilitate high-value transactions, loan restructuring, and regulatory compliance with RBI and Basel norms. By leveraging financial insights and industry expertise, I contribute to sustainable portfolio growth, risk mitigation, and operational efficiency in the lending ecosystem.

Experience

1. Credit Analyst

   Axis Bank

   Sep 2025 — Present · Mumbai, IN

   Credit Risk & Compliance: Assessed credit risk, conducted financial analysis, ensured compliance with RBI and Basel norms, and supported lending decisions through due diligence and financial modeling.Credit Structuring & Transactions: Worked on structuring credit solutions, high-value transactions, and loan restructuring in collaboration with relationship managers and risk teams.

Education

• Mother's Public School

  Secondary

  2002 — 2012

• Odisha University of Technology and Research

  Bachelor of Technology (with Honours), Biotechnology

  2016 — 2020

• Mother's Public School

  Higher Secondary, Science

  2012 — 2014

• Xavier Institute of Management(XIM Bhubaneswar)

  Master of Business Administration - MBA, Finance

  2023