Pratibha Dwivedi

Credit Risk Manager @HDFC Bank

Bhopal, IN

Prepare Credit Appraisal Memos (CAM) for loans up to 10 Crore.* Identifying and mitigate Credit risk and assurance of quality.* Utilize advanced assessment software and tools to streamline credit assessment.* Ensure regulatory compliance with PSL and RBI guidelines, including schemes for project funding.*Identifying critical vulnerability of portfolio of 300 Cr and take recommending actional improvement.* Adhering internal controls and external policies related to products.* Management and collaboration of 10 on-site empaneled external vendors and evaluate their performance.* Forming and Abiding SLA with timely review along with preparing scorecard and half yearly/annual report.

INSTITUTE OF MANAGEMENT STUDIES, DAVV, INDORE

MBA

Banasthali Vidyapith

B.com